Uninsured/underinsured motorist (UM/UIM): Can help with costs in case you’re in a mishap with a person who doesn’t have sufficient liability coverage to pay for the bodily damage and house problems they prompted. Medical payments: Often known as MedPay, shields you and your passengers should you’re injured in an accident, https://www.amazon.com/gp/product/B0D4MRHZL9